Discover® Open Road Card for Students
Issued by Discover
Discover® Open Road Card for Students
Overall Rating
2.5
Benefit Rating
3.5
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Review for Discover® Open Road Card for Students Card


The Discover® Open Road Card for Students, issued by Discover, is designed for students who would like to earn cash rewards for their gas and auto maintenance expenses.

Through the rewards program, students can earn a full 5% in cash rebates on your first $100 in gas and auto maintenance purchases each month for up to $1,200 each year. In addition, cardholders earn up to 1% for general purchases.

You will receive a 1% unlimited Cashback Bonus on all purchases after your total annual purchases exceed $3,000, and other purchases that are part of your first $3,000 will earn .25%. Rewards are redeemable in $20 increments.

Cardholders also earn a 0.25% rebate at select warehouse clubs and discount stores, and they can earn a double Cashback Bonus® when redeeming their rebates for gift certificates from participating Discover® Card Partners. There is no yearly limit to the amount of rebates that may be earned and rebates do not expire as long as the account is active within a 36-month period.

The card also provides standard benefits, including online account management, no liability for unauthorized transactions, and discounts on products and services at participating merchants and retailers.

The APR for this card is reasonable and there is no annual fee. There is also a 0% introductory APR that applies to purchases for six months.

Therefore, students who plan to use their Cashback Bonus® award at participating retailers (to earn double cash rebates) and plan to pay in full each month after the introductory rate expires (to avoid costly finance charges) will benefit most from what the Discover® Open Road Card for Students has to offer.



Most Attractive Feature(s):   No annual fee; 0% introductory rate; reward program.

Least Attractive Feature(s):   Low rate not available to all applicants.

Rates and Fees for Discover® Open Road Card for Students Card


Introductory Rate Offer: 0% APR for 6 Months*
Intro Applied To: Purchases
Intro Details: There is a 0% introductory APR* on purchases for 6 months. See terms and conditions for complete details.
APR for Purchases: as low as 13.99%
APR for Cash Advances: 23.99%
Method of Computing Balance: Average Daily Balance (including new purchases)
Annual Fee: $0
Annual Fee for Additional Cardholders: $0
Grace Period: 25 Days (Min.)
Late Payment Fee: $19 on balances up to $250; $39 on balances over $250
Over The Limit Fee: $15 on balances up to $500 and $39 on balances over $500
Cash Advance Fee: 5%, $10 minimum
Balance Transfer Fee: n/a
Minimum Credit Limit: n/a
Maximum Credit Limit: n/a



Rewards for Discover® Open Road Card for Students Card


Type of Reward: Rebate
Reward Expiration: None (Account inactivity for more than 36 months could result in the forfeiture of some or all of the Cashback Bonus®.)
Reward Yearly Limit: None
Rebate Minimum: .25%
Rebate Maximum: 5%
Additional Rebates: Earn a full 5% in cash rebates on your first $100 in gas and auto maintenance purchases each month for up to $1,200 each year.
Rebate Details: Earn 1% unlimited Cashback Bonus on all purchases after your total annual purchases exceed $3,000, and other purchases that are part of your first $3,000 earn .25%.
Additional Perks: Various Internet account related services.
Fraud and security protection services.
See website for additional benefits.


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