As one of the largest credit agencies in the country, Equifax® understands the importance of having and maintaining a favorable credit history, especially in these trying economic times.
Equifax's credit monitoring products and services make it easy to keep your FICO score looking healthy. After all, it's your FICO score that lenders, car dealers, employers, look at when qualifying you for credit. Also, you'll be interested to know that the shape your FICO score is in usually decides the credit amount as well as the interest rate you receive.
Armed with an impressive and extensive catalogue of credit services and products, Equifax® has something for everyone, no matter your income or degree of knowledge. For those who are interested in receiving access to their credit reports and score, Equifax® offers Score Power, a program built to act as your personal watchdog.
Equifax's Score Power costs only $15.95 ($39.95 if you include a 3-in-1 credit report) and includes an explanation of what your score means, a comparison with national averages, as well as a graph of how lenders see you. You're also granted instant online access to your FICO score and Equifax® Credit Report. Not to mention access to an interactive score simulator that shows you how certain behaviors can impact your credit score.
Plus, you'll receive specific tips for understanding your credit score and you can even fix errors quickly and easily yourself, using the program's online dispute feature (a confirmation number will be provided to you by Equifax®).
But because Equifax® knows that there's nothing like one-on-one customer service, Equifax also has knowledgeable and friendly customer care agents at your disposal seven days a week. Want to keep an eye out on your FICO score, Equifax® is the way to go.
Most Attractive Feature(s):
Specific tips for understanding your score; access to friendly and knowledgeable Customer Care agents 7 days a week.
Least Attractive Feature(s):
Score Power is slightly more expensive than Score Watch, an exclusive Equifax® product that achieves relatively similar results.